Investment Property Loans

Do you want to grow your wealth by investing in real estate? Have you built up some equity in your home and want to use that money to grow your investment portfolio? Then you need to talk to the property investment specialists at Specialised Mortgage Solutions!

Based in Orange NSW, we have been helping our clients get the right finance for their investment property since 2003, and would love to help you too! 

Why Invest in Real Estate?

Regular Rental Income

Renting out an investment property will provide you with regular rental income which can be used to make the monthly loan repayments. If your investment is ‘positively geared’ you will receive more money from rent than the costs of owning the property.

Ongoing Demand & Scarcity

As the Australian population increases, so will the demand for housing. And since land isn’t unlimited, the value of real estate and property prices will likely see long-term growth meaning a valuable return on your investment.


Tax Benefits

There are a variety of tax-deductible expenses associated with owning a rental property including council rates, repairs & maintenance and even interest payments & ongoing loan fees. Claiming these expenses will reduce your tax obligations.

A Diverse Market

Australia is an investor’s paradise as it offers a very diverse market across its different states and territories. You have the option to invest in housing or apartments and can choose to purchase in a large city like Sydney or a growing rural location such as Orange NSW.


Portfolio Diversification

Real estate is known to have a low correlation with other major asset classes. Therefore, adding property to your wider investment portfolio will lower the volatility and risk. As the old adage goes, don’t put all your eggs in one basket!

Can You Afford Not To?

According to the Australian Bureau of Statistics, 50% of retiree couples in 2011-12 had an annual income of less than $28,260 a year. If you’d like to retire more comfortably than that, then you need to build your investment portfolio today!

What we Do

Why Use Specialised Mortgage Solutions?

When financing your investment property, we can offer you all of the advantages of using a mortgage broker such as:

• We’re free to use (if a fee does apply however, this will be clearly outlined with you beforehand)

• We have access to over 25 different lenders

• 30+ years of industry experience

• Professional advice and assistance

• Will save you time and money

But we can also offer you advantages that other mortgage brokers don’t provide, specific to investing in real estate such as our partnership with NPA Property Group, one of Australia’s larger property investment companies. NPA can provide you with free, expert advice and recommendations to help you build a profitable portfolio!

Investment Property Loan Client – Trent C.

NPA Property Group

NPA Property Group is owned by Chief Executive Officer Craig Whaley.

Their expanding national network of consultants and advisors are located throughout Australia’s capital cities and regional centres. They have consultants all across the country so whether you want to invest in Orange NSW, or in Perth WA, you can be assured that they are the experts in that specific property market.

NPA’s dedicated management and consulting staff are committed to generating long-term wealth for their clients. These consultants use their knowledge, skills and understanding of the marketplace to provide investors with the tools and strategies they need to maximise their profits and achieve financial freedom through building their investment portfolios.

NPA will assist you with long-term support in building financial independence. They pride themselves on their commitment to personal service and their reputation for providing effective education in wealth creation through investment property.

Where is the best place to buy an investment property?

There are a number of factors that determine the best place for you to purchase an investment property in at any given time. These include:

• Supply and demand of a particular area

• Where a particular area is on the property investment cycle

• Where you can afford to invest

We have access to property investment specialists all over Australia who are highly experienced in choosing the best real estate markets to invest in. They understand the dynamics of markets and know which markets at which times are the most likely to produce considerable growth and profits for you.

Contact Us

Let us help you build your investment portfolio today!

(02) 5317 5114

Unit 1/266 Summer St, Orange NSW 2800

M-F: 9am-5pm, S-S: By Appointment Only