Mortgage &
Finance Blog
Everything you need to know about home loans, mortgage brokers, finance and more!
Fixed VS Variable Rate Home Loans
Pros and cons of fixed and variable interest rates Which is better? Fixed or interest? Short answer: it depends. Long answer: there are pros and cons to both, and the right option for you will of course depend on your current financial situation and your financial...
5 Mistakes Business Owners Make When Getting A Business Loan
Biggest Business Loan Mistakes Business loans are a great way to help small business owners cover the costs of establishing a business, investing in new equipment or expansion, or even to cover unexpected circumstances. However, you don't want a loan that is going to...
What is a Mortgage Broker?
Mortgage brokers. Who are they? What do they do? And why should you use one? There are many misconceptions about who mortgage brokers are and what they do. When looking to get a home or other loan, a mortgage broker is your best friend.Mortgage Brokers Have Access To...
How to Pay Off Your Home Loan Quicker
7 ways to pay off your home loan fast!I’m sure everyone would love to get their mortgage off their backs as soon as possible. But how do you pay off your home loan quicker? I’ve compiled seven of my best tips to help you.1. Increase your repayment amountsThe simplest...
The 4 Biggest Mistakes Amateur Property Investors Make
Why invest in real estate? Investing in real estate is a great way to build wealth for retirement. ABS figures show that in 2011-12, 50% of retiree couples retired on an income of less than $28,260 per year. If you’re like me and would like to retire on a higher...
What Is A Comparison Rate?
Don't be fooled by the advertised interest rates!Be careful when looking at different advertised interest rates as these may not truly represent what you'll be paying when you get a loan. Why? Well a bank may offer you a really low interest rate, say 3.84%, but this...
Things to Remember Before Building a New Home
Can’t find your dream home? Then build your own! The best thing about building a new home is you get to customise and build it exactly the way you want. Choose a design that suits you best, choose your colour scheme, choose your preferred flooring, choose your...
How To Renovate For Profit
You may have heard about people making serious money by renovating for profit. This involves buying a property, adding value to it in the form of renovations, selling at a higher price and then keeping the difference earned.4 Tips For Renovating For Profit:It...
Why You Should Consider Refinancing Your Home Loan
One of the biggest mistakes you could make in relation to your home loan is to ignore reviewing and evaluating your mortgage every two years. If it’s been longer than two years since you last reviewed your mortgage you could potentially be missing out on thousands of...