Specialised Mortgage Solutions

Your Local Orange Mortgage Broker.

Servicing the Central West.

Home Loans

Are you looking to get a loan for the purchase of a residential property? Then the friendly team at Specialised Mortgage Solutions are here to help.

First Home Buyers

Buying your first home is an exciting journey! Let us make the process smooth and easy.

Construction Loans

Building a home can be a six-month process. We will assist you the whole way through from buying the block to moving into your dream home.

Car & Other Vehicle Loans

Want to buy a car, caravan or even a boat? We can do finance on all types of vehicles. We’ve even financed a V8 Supercar before! 

Property Investment

Let us help you build your investment property portfolio and set you up for a comfortable financial future.


Let us save you some money on your home loan by refinancing. We’ll find you a better deal from over 25 different lenders which could potentially save you thousands of dollars!

A Mortgage Broker You Can Trust

We are a small, local business who have been helping clients just like you since 2003. Unlike some big banks and larger companies, we build a long-term relationship with our clients. To us, you are more than just a number.

Our Services Are Free

We do not charge our clients for our services as we are paid a commission by the lenders. This means that if we don’t get your loan approved, we don’t get paid. This is a great incentive that ensures we will work our hardest to get your loan approved.

The Best Deal

We have access to 25+ lenders including banks, finance companies and credit unions. We also know how to present your deal to the lender in the best possible way to increase your chances of approval. This is how we’ve been able to get some clients loans with the same lender that they have been rejected by previously. Don’t take any chances with your next home loan.

65+ Years Experience

We have over 65 years of combined industry experience, which gives us the skills and knowledge to make your loan application process quick and stress-free. You can have the peace of mind that your loan is in the right hands.

Who Are We?

SMS Staff 2022 - Barry Swain, Jesse Swain, Janita Perry and David Irwin

Specialised Mortgage Solutions is a mortgage and finance broker company located at Unit 1/266 Summer St, Orange NSW 2800, servicing the Central West and offering its valued clients a range of options for all types of finance from home loans to car loans.

With 65+ years of industry experience, the friendly team at SMS will be sure to find you a great deal that will suit your financial needs. Plus, we don’t charge our clients anything! We are paid a commission by the lenders meaning more money back into your pocket (not to mention the money we can save you). However, if a fee does apply this will be outlined clearly with you beforehand.

“Thank you so much Barry for working tirelessly on helping us secure our home loan. The process for us was easy and thorough from start to finish. Excellent excellent excellent. Thanks again!”


First Home Buyer

“Barry provided a fantastic service. My loan was confirmed within a couple of days with Barry handling everything. I’m happy to recommend Specialised Mortgage Solutions.”


Happy Client

Our Lenders

We have access to over 25 different lenders from the Big 4 Banks to smaller finance companies, credit unions and permanent building societies. Do you have the time to research the hundreds of loan products that these lenders have to offer to find the one that suits you? Why not save the time and stress and let an experienced mortgage broker do the hard work for you?